I had a major issue happen with my central heating and air conditioning system.
In short, it broke beyond repair unexpected.
As a result this was a heating and air conditioning emergency. So I had to buy a brand new and up to date central heating and air conditioning system right away. I did not have that kind of money up front so what I had to do was max out my credit card and then try to pay it all off in a matter of 6 months to avoid high interest rate charges. In order to make this possible I had to work my tail off at my job which I hate. And I had to do this for about 4 months of the 6 time frame I had! I worked so much overtime just to pay for this central heating and air conditioning system unit I surely thought I was going to die. But by some miracle I actually made it through in one piece (barely!). But at least I do have the new central heating and air conditioning system unit that I needed to get so badly and that I actually was able to pay it off in time. After this happening I decided to sign up for the local heat and a/c company’s heating and air conditioning protection and service plan. Had I been on the heating and air conditioning service plan that they have this would not have been an issue and they would have replaced my central heating and air conditioning system unit for free minus the installation fees!